Posted by Shari (168.191.76.117) on January 31, 2001 at 20:13:42:
In Reply to: Pay in Lieu of Benefits posted by Anita Baumann on January 31, 2001 at 14:57:16:
Chances to lose in some cases, up to 90 days and if the Insurance company is in transition, can take even longer.
In once case scenario, benefits at one LTC were not paid at all, because of the 90 day wait, while they still took the 60.00 plus a month.
If, a person, can get good insurance, such as with their automobile coverage, for instance, like I now have,
and add another supplemental, such as JC penny on a credit card. Then you have pretty much full coverage
emergency care for about 30.00 a month
This depends on the insurance That the company the LTC provides. Many LTC don't even have a real form of insurance benefits.
It's a hot game and I'm not really well versed in this area because the LTC I previously worked at had no benefits. outside of basic medicare type.
If you got hurt, it goes to a "board" to determine if the injury could have been prevented.
I forget the name of it, but when I do remember it , I will post it.
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